Hospital inpatient drug rehabilitation is performed in a hospital or similar setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is sometimes necessary in the beginning stages of abstinence when the client may experience the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to those who choose to undergo medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detox approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not considered full rehabilitation and these people will require additional counseling and therapy to fully recover from addiction.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are a lot of drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only deliver such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug and alcohol rehabilitation programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehab providers. To find out which rehabilitation programs will accept state financed insurance, consult a drug and alcohol treatment advisor.

If someone is addicted to drugs or alcohol and is seeking help, many effective drug treatment facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse treatment programs which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment program. For more information, consult with a treatment professional at a drug rehabilitation program in your area to see which services your private health insurance will cover.

Military health insurance normally pertains to TRICARE and is a normally recognized insurance for certain drug treatment centers. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE typically covers detox, rehabilitation and outpatient treatment.