Self payment substance abuse treatment centers are an outstanding alternative to other types of rehab centers i.e. private medical insurance and state funded programs. Individuals who are capable of attending self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. To learn more about self payment at a specific program, contact a drug rehab facility and ask about their payment options. It is beneficial to contact a number of programs so that you have a comparison of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may even cover the costs associated with drug treatment, and there are many drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a variety of substance abuse rehabilitation programs around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse treatment providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a substance abuse treatment advisor.

When an individual is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug or alcohol treatment facilities which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment facility. For additional information, speak with with a treatment professional at a drug treatment facility in your area to see which programs your private health insurance will cover.

Military health insurance generally refers to TRICARE and is a typically recognized insurance for specific drug rehabilitation centers. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE typically covers detoxification, rehabilitation and outpatient treatment.